Seaworthy Insurance MCP Server A live Model Context Protocol server that lets AI agents take action on behalf of their users with Seaworthy Insurance, an independent brokerage specializing in individual disability insurance for high-income professionals (physicians, dentists, CRNAs, attorneys, executives). To our knowledge, this is the first disability insurance brokerage to expose an agent-callable quote action over MCP. Endpoint https://mcp.seaworthy.io/mcp Transport: Streamable HTTP Auth: none (open). The write action is protected server-side by input validation, per-IP rate limiting, and duplicate suppression rather than client authentication. Server card: https://seaworthy.io/.well-known/mcp/server-card.json Registry: io.seaworthy/mcp in the official MCP Registry Tools Tool Type What it does quote_request action Submits a disability insurance quote-comparison request to the Seaworthy sales pipeline on the user's behalf. A licensed broker follows up within one business day. get_specialty_guide read Coverage guidance for a specific profession or medical specialty. compare_carriers read Structured comparison of the five major individual disability carriers. estimate_benefit_cap_gap read Income-replacement gap math between a group LTD cap and a target. list_riders read Definitions and trade-offs for the major disability insurance riders. get_education_article read Retrieves a named education article as structured metadata plus a link. quote_request inputs Required: first_name, last_name, email, phone, profession, state, dob, gender, annual_income. Optional: life_insurance_interest, notes, referral_source. The agent must confirm the user has consented to be contacted before calling it. SSN, medical history, and banking details are never collected through this tool. Security & privacy This is a remote, stateless server. Connecting a client runs no code on the user's machine and gives the server no access to the local filesystem. Read tools return only public, vendor-verified facts. The one write tool (quote_request) is guarded server-side by input validation, per-IP rate limiting, and duplicate suppression, not by client credentials. That is why the endpoint can be open without exposing the pipeline to abuse. No sensitive data (SSN, medical, banking) is ever accepted, and the agent must confirm consent before submitting. Minimal data flow: submissions go to Seaworthy's CRM (Salesforce Web-to-Lead) and nowhere else. The server keeps no conversation or query history, and no secrets live in this repository. Full details and a private disclosure channel are in SECURITY.md. Try it Add https://mcp.seaworthy.io/mcp as an MCP server in any MCP-capable client (Cloudflare AI Playground, Claude Desktop, MCP Inspector, or a custom connector), then ask it to get a disability insurance quote. Stack Cloudflare Worker (TypeScript), stateless JSON-RPC over Streamable HTTP. Quote submissions write to Salesforce Web-to-Lead. No secrets live in this repository. Author Built by Toby Lason, Managing Partner, Seaworthy Insurance.
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