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Open MCP server for disability insurance: an agent-callable quote_request action plus carrier/coverage research tools, by Seaworthy Insurance Agency.
A live Model Context Protocol server that lets AI agents take action on behalf of their users with Seaworthy Insurance, an independent brokerage specializing in individual disability insurance for high-income professionals (physicians, dentists, CRNAs, attorneys, executives).
To our knowledge, this is the first disability insurance brokerage to expose an agent-callable quote action over MCP.
https://mcp.seaworthy.io/mcp
io.seaworthy/mcp in the official MCP Registry| Tool | Type | What it does |
|---|---|---|
quote_request |
action | Submits a disability insurance quote-comparison request to the Seaworthy sales pipeline on the user's behalf. A licensed broker follows up within one business day. |
get_specialty_guide |
read | Coverage guidance for a specific profession or medical specialty. |
compare_carriers |
read | Structured comparison of the five major individual disability carriers. |
estimate_benefit_cap_gap |
read | Income-replacement gap math between a group LTD cap and a target. |
list_riders |
read | Definitions and trade-offs for the major disability insurance riders. |
get_education_article |
read | Retrieves a named education article as structured metadata plus a link. |
quote_request inputsRequired: first_name, last_name, email, phone, profession, state, dob, gender, annual_income.
Optional: life_insurance_interest, notes, referral_source.
The agent must confirm the user has consented to be contacted before calling it. SSN, medical history, and banking details are never collected through this tool.
This is a remote, stateless server. Connecting a client runs no code on the user's machine and gives the server no access to the local filesystem.
quote_request) is guarded server-side by input validation, per-IP rate limiting, and duplicate suppression, not by client credentials. That is why the endpoint can be open without exposing the pipeline to abuse.Full details and a private disclosure channel are in SECURITY.md.
Add https://mcp.seaworthy.io/mcp as an MCP server in any MCP-capable client (Cloudflare AI Playground, Claude Desktop, MCP Inspector, or a custom connector), then ask it to get a disability insurance quote.
Cloudflare Worker (TypeScript), stateless JSON-RPC over Streamable HTTP. Quote submissions write to Salesforce Web-to-Lead. No secrets live in this repository.
Built by Toby Lason, Managing Partner, Seaworthy Insurance.
