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Sequence gives AI agents a way to move money, with scoped keys and hard spend limits.
Grounded in available product and source data
Deciding to move money and being allowed to actually move it are two very different problems for an AI agent — Sequence is a financial execution API for AI agents built specifically to solve the second one, sitting between an agent's decision and a real bank transfer.
Control is the core design constraint, not an afterthought: agents authenticate with scoped, revocable API keys rather than broad account access, spend limits are enforced server-side as hard caps an agent cannot talk its way around, and every transaction logs an agent session ID, timestamp, and stated reasoning for a complete audit trail. A simulation mode lets a team test an entire integration against fake accounts before any real money is at risk.
On the infrastructure side, transfers run over regulated ACH rails and Mastercard's payment network, with a Plaid integration reaching 95% of US financial institutions per the site. Integration is built to be dropped into an existing agent stack — Claude, ChatGPT, Cursor, Lovable, n8n, and Zapier are all named, alongside MCP, Anthropic, OpenAI, and LangChain tool definitions — with the site framing setup as one API call into whatever's already being built. Transfers between Sequence accounts settle instantly; external transfers take the same or next business day.
Funds sit either in a user's existing bank accounts or in FDIC-insured accounts through Sequence's banking partner, Thread Bank, with agents never getting direct bank access — every transaction routes through Sequence's own security layer instead. Pricing is currently a 3-month free trial requiring no credit card, though the site's own documentation is direct about that not lasting: it's free for the initial cohort, and that's stated to change, so anyone building a long-term integration should watch for pricing details rather than assuming the free period is permanent.
No, per the FAQ — it's explicitly the execution layer an agent calls into once a decision has already been made, not a decision-making agent itself.
No — spend limits are enforced server-side as hard caps, meaning an agent can't exceed them through clever prompting or unexpected behavior, since the limit lives outside the agent's own control entirely.
Yes — simulation mode runs a full end-to-end test against simulated accounts, so a team can validate an integration's logic before any real transfer is on the line.
It depends on the destination — transfers between two Sequence accounts are instant, while external transfers to an outside bank settle the same or next business day.
Not necessarily — the current free access is explicitly framed as a 3-month trial for an initial cohort, with the site's own documentation stating that's expected to change, so long-term cost is worth tracking rather than assumed permanent.
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Hey Product Hunt 👋 Gilad here, CEO of Sequence. First, a huge thank you to @benln for hunting us. 🙏 For the last few years, we’ve been moving money for people: small-business owners, freelancers, solopreneurs, and households. **Sequence has now routed over $3B and powers more than 300,000 money movements per month.** But this year, one question kept coming up: AI agents can now plan the trip, run the workflow, close the books, and make decisions. Then they hit a wall. They can decide what to do with money, but they can’t actually move it. Most financial APIs still assume a human is sitting there clicking “confirm.” **So we built Sequence Agentic, the financial execution layer for AI agents.** In one API call, your agent can send, split, and route real money across almost every US bank. The part we’re proudest of is that it’s **safe by construction:** 🔑 Scoped, revocable API keys, so an agent only gets the permissions you grant 🛑 Server-side spending limits, enforced on our side, so the agent literally can’t exceed them 📒 Full audit trails on every action 🏦 Funds held in FDIC-insured accounts at Thread Bank You can try the whole thing free: [link] I’d love your feedback: what’s the first thing you’d want your agent to be able to pay for? I’ll be here all day answering everything. 🚀 Show more
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