RecoupMRR

Failed card payments quietly cancel subscribers. Stripe retries the charge and can send its own billing emails, but those emails look the same regardless of why the payment failed, and it is hard to tell which follow-up actually recovered the revenue.

RecoupMRR, in early access, plans short email sequences tailored to each decline reason, so insufficient funds and expired cards get different emails. It also tracks which recoveries resulted from customer clicks, works alongside Smart Retries, and uses a read-only restricted Stripe key that cannot charge, refund, or change anything.